About Hereditas

Our life annuity institution became a limited company in the beginning of 2016.

  • Hereditas Ltd is managing EUR 220 mil in assets based on time-tested traditions and values
  • Hereditas Ltd is an investment company whose vision is to deliver stable and solid returns from one generation to another
  • Hereditas mission is to achieve investment capital appreciation in the long term, with good risk adjusted returns through efficient and professional asset management services.

Hereditas Ltd is an investment company with a 110-year track record of successful professional asset management services.

Hereditas Ltd is managing EUR 220 mil in assets based on time-tested traditions and values. The company’s values are built on professionalism, long term outlook and reliability, and its communications are transparent, clear and consistent to all shareholders.


Vision

Hereditas is an investment company that delivers stable and solid returns from one generation to another.


Mission

Hereditas achieves investment capital appreciation in the long term, with good risk adjusted returns through efficient and professional asset management services.


Investment philosophy and return targets

Investment philosophy 

The goal of the investing activities is to create the conditions for solid returns on investment and to enable consistent dividends to shareholders.

The total return on investment is optimized through long-term, strategic allocation and tactical decisions based on market conditions. The objective is to achieve an annual total yield of 5-8% of net asset value.

The investments comprise equities, fixed income and alternative investments. The aim is to build a well diversified portfolio, which covers various asset classes and geographical areas. Equities and equity related instruments are generally the most significant asset classes. The largest holdings include Kone Ltd and Wärtsilä Ltd. In recent years, the board has focused on global opportunities, investing in companies that are expected to benefit from existing and predicted megatrends. 

The Board drafts a detailed annual investment strategy. This specifies, for instance, the strategic asset allocation, cutoff points and limits, while also identifying and analyzing investment risks. 

Target yield

The target yield is 3-5% of net asset value to shareholders. The yield may be in the form of dividends, capital repayments, or a combination of both.